At TARA Wealth, we believe your money should serve your life — not the other way around.
That’s why our financial planning process is grounded in data, guided by your goals, and built to evolve as life changes. The result is money with meaning: financial advice that helps you live fully today while creating the future you want.
Financial planning that integrates every area of your financial life.
Your financial world shouldn’t feel fragmented. At TARA Wealth, our fiduciary financial advisors bring every area of your finances into focus with one cohesive plan — giving you clarity, saving you time, and aligning every decision with your goals.
Financial Planning for Clients With Less Than $1M Investable Assets
Our Financial Planning service is designed for clients with under $1 million in investable assets (not including assets in employer-sponsored plans) who want expert, personalized advice from a fiduciary advisor.
Many of the individuals we work with are high earners with increasingly complex financial lives.
Some hold most of their wealth in a business or real estate and want a comprehensive plan that connects those assets to their broader goals.
Others prefer to manage their investments but want professional guidance with cash flow, tax planning, retirement, estate strategies, and more.
Wherever you are in your financial journey, you’ll have a trusted fiduciary advisor to bring everything together.
For clients with $1M+ in investable assets, our Total Wealth Management service integrates comprehensive planning and investment management.
Who We Help
Our clients are professionals, business owners, and families in San Diego CA, Raleigh NC, and nationwide who want a clear plan for their entire financial life.
High Income Professionals
With growing income comes growing complexity. From tax strategies to smart savings decisions, we help you maximize what you earn today while planning for the lifestyle you want tomorrow.
Pre-Retirees & Retirees
As retirement approaches, every decision matters. We help you transition from saving to living off your wealth with confidence — making sure your money lasts, your taxes are minimized, and your legacy is protected.
Doctors
Your time is limited and your financial world — including student loans, career decisions, investments, and retirement planning — can feel overwhelming. We help simplify the details so you can focus on your patients and your life outside of work.
Business Owners
Running a business means balancing personal and professional financial goals. We help you integrate both — from cash flow and taxes to retirement and exit planning — so your business and personal wealth work together.
Our Process
Introduction Meeting
We’ll get to know each other, discuss your goals, and walk you through how we work.
Your Plan
We design a plan to help you reach your definition of success. Think of it as a launchpad, not a static document — it’s built to evolve with you.
Your Vision
We’ll clarify your goals and values, which will shape your financial plan.
Our Partnership
As your life evolves, so should your financial plan. We meet for progress check-ins, refresh your plan annually, and are here when important financial questions arise.
Transparent Financial Planning from advisors who put you first.
“I have worked with several financial advisors, but none like those at TARA Wealth. The open communication, friendly reminders, and transparent costs have been a welcome change. Best of all, I can be as involved or uninvolved as I'd like, knowing that I have a trustworthy team helping to protect my financial future”. — Dermatologist, Los Angeles, CA
Fiduciary planning. Independent advice.
Your goals at the center.
Financial Planning Fees
Our financial planning fees are flat and transparent — no hidden costs. Most clients start with the fees outlined below. Depending on the complexity of your financial situation, fees may vary. After we meet to discuss your goals and priorities, we’ll provide you with a clear, flat annual fee so you know exactly what to expect.
Individuals
Annual planning fee $4,500 (payable quarterly) + one-time setup fee $1,000 in the first year.
Couples
Annual planning fee $6,000 (payable quarterly) + one-time $1,500 setup fee in the first year
Business Owners
Annual planning fee $10,000 (payable quarterly)
Want us to handle your investments too? For clients building wealth with less than $1 million, we can add investment management for 0.80% of assets under management. This service is available in addition to your financial planning fee.