Personalized Wealth Management Tailored to Your Goals
Independent fiduciary advice for clients with $1M+ in investable assets. Personalized financial planning, tax-efficient investing, and the clarity to make confident decisions.
Total Wealth Management
At TARA Wealth, we believe wealth isn’t just about numbers—it’s about freedom, clarity, and knowing you’re making the most of what you’ve built.
For clients with over $1 million in assets, working with a fiduciary financial advisor should mean more than portfolio management. That’s why our Total Wealth Management service combines investment strategy with comprehensive financial planning, so every part of your financial life works together.
We take time to understand your goals, values, and lifestyle before building a personalized plan and managing your portfolio accordingly.
As fiduciary advisors serving clients in San Diego, CA, Raleigh, NC, and beyond, we’re here to help you grow, protect, and simplify your wealth through every stage of life.
*TARA Wealth does not take custody of client accounts or assets. Account opening, transfers, and linking are completed by Charles Schwab’s back office.
Our Process
1. Introduction Meeting
We’ll get to know each other, discuss your goals, and walk you through how we work.
2. Your Vision
We’ll clarify your goals and values, which will shape your financial plan and investment strategy.
3. Your Plan
We build your plan, manage your investments, and guide you with clear next steps.
4. Our Partnership
Your plan isn’t one and done. We manage your portfolio and check in throughout the year.
Designed for Clients Seeking More Than Portfolio Management
Total Wealth Management is tailored for clients with $1M+ in investable assets who want comprehensive oversight and guidance at every stage of life.
Who It’s For
$1M+ in investable assets.
Retirement on the horizon, a liquidity event, or a business exit.
Inheritance and multi-generational planning that needs coordination.
What You Can Expect
A long-term fiduciary partnership.
A high-touch experience designed around your goals.
Investment strategy integrated with comprehensive planning.
What You Value
Clarity, transparency, and trust at every step.
Confident decision-making grounded in strategy and process.
Sophisticated planning that aligns wealth with your life.
what our clients are saying:
“Working with TARA Wealth has been awesome. After decades of intending to get our finances in order, TARA Wealth made it easy to stay focused and complete our plan.” - CEO, Canton, MA
You’ve built real wealth.
We’re here to help you protect it, grow it, and use it well.
Our Total Wealth Management service provides all-in-one financial planning, investment strategy, tax planning, retirement modeling, estate strategies, and more all from a true fiduciary.
FAQs
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Yes. TARA Wealth is a fiduciary, which means we are legally and ethically obligated to act in your best interest at all times. Our advice is objective, transparent, and aligned with your goals.
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For clients with over $1 million in assets under management, we charge a flat annual fee of $10,000 for individuals and $12,000 for couples on the first $1 million. This fee covers everything—comprehensive financial planning and investment management.
For assets above $1 million, we apply a percentage-based fee based on total household assets:
$1M Individual: $10,000 flat annual fee
$1M Household (Couple): $12,000 flat annual fee
$1M–$2M: 0.75%
$2M–$5M: 0.65%
$5M–$10M: 0.30%
$10M+: Negotiable
This is a blended annual fee charged monthly, with no product sales, commissions, or hidden costs—just clear, fiduciary advice.
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We’re independent, boutique, and deeply personal. You won’t be handed off to a junior team member or sold a prepackaged product. Instead, you’ll work directly with experienced fiduciary advisors who build your plan from the ground up with your full financial picture in mind.
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Yes! While our Total Wealth Management service is designed for clients with $1 million or more in assets, we also work with high-income individuals who are still building wealth.
Many of these clients—often doctors, business owners, or professionals earning $250K+—are sometimes called HENRYs (High Earners, Not Rich Yet). For them, we offer financial planning as a standalone service, with the option to add investment management when it makes sense.
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Yes! While our co-founders are based in San Diego, CA and Durham, NC, we serve clients across the country. As a virtual financial planning firm, we work with clients nationwide through secure, convenient online meetings.
Many of our clients appreciate the flexibility—no commute, no office visits—just personalized advice from the comfort of home.
"The road to investment success is paved by setting clear goals, and letting those goals—not the market or headlines—guide your choices.”
— TARA Wealth Founders