Personalized Wealth Management Tailored to Your Goals

Independent fiduciary advice for clients with $1M+ in investable assets. Personalized financial planning, tax-efficient investing, and the clarity to make confident decisions.

Our Services

At TARA Wealth, we believe wealth isn’t just about numbers—it’s about freedom, clarity, and knowing you’re making the most of what you’ve built.

For clients with over $1 million in assets, working with a fiduciary financial advisor should mean more than portfolio management. That’s why our Total Wealth Management service combines investment strategy with comprehensive financial planning, so every part of your financial life works together.

We take time to understand your goals, values, and lifestyle before building a personalized plan and managing your portfolio accordingly. Tax-efficient, goal-aligned, and adaptable as life evolves.

As fiduciary advisors serving clients in San Diego, CA, and Durham, NC, we’re here to help you grow, protect, and simplify your wealth through every stage of life.

  • Investment Management
  • Retirement Planning
  • Tax Planning
  • Insurance Optimization
  • Estate Planning
  • Cash Flow Planning
  • Education Planning
  • Equity Compensation
  • Wealth Transfer Planning
  • Business Planning
  • Charitable Giving

*TARA Wealth does not take custody of client accounts or assets. Account opening, transfers, and linking are completed by Charles Schwab’s back office.

Our Process

1. Introduction Meeting

We’ll get to know each other, discuss your goals, and walk you through how we work.

2. Your Vision

We’ll clarify your goals and values, which will shape your financial plan and investment strategy.

3. Your Plan

We build your plan, manage your investments, and guide you with clear next steps.

4. Our Partnership

Your plan isn’t one and done. We manage your portfolio and check in throughout the year to keep everything on track.

Total Wealth Management is best for Clients Who...

Have over $1 million in investable assets

Value expert guidance and long-term partnership

Are approaching retirement, managing a liquidity event, or navigating complexity

Want a strategic plan, not just investment management

Prefer a boutique, high-touch experience over a corporate one

Most importantly, are genuinely kind and thoughtful—because mutual trust makes all the difference.

You’ve built real wealth.

We’re here to help you protect it, grow it, and use it well.

Our Total Wealth Management service provides full-spectrum guidance, investment strategy, tax planning, retirement modeling, estate strategies, and more all from a true fiduciary.

 FAQs

  • Yes. TARA Wealth is a fiduciary, which means we are legally and ethically obligated to act in your best interest at all times. Our advice is objective, transparent, and aligned with your goals.

  • For clients with over $1 million in assets under management, we charge a flat annual fee of $10,000 for individuals and $12,000 for couples on the first $1 million. This fee covers everything—comprehensive financial planning and investment management.

    For assets above $1 million, we apply a percentage-based fee based on total household assets:

    • $1M Individual: $10,000 flat annual fee

    • $1M Household (Couple): $12,000 flat annual fee

    • $1M–$2M: 0.75%

    • $2M–$5M: 0.65%

    • $5M–$10M: 0.30%

    • $10M+: Negotiable

    This is a blended annual fee charged monthly, with no product sales, commissions, or hidden costs—just clear, fiduciary advice.

  • We’re independent, boutique, and deeply personal. You won’t be handed off to a junior team member or sold a prepackaged product. Instead, you’ll work directly with experienced fiduciary advisors who build your plan from the ground up with your full financial picture in mind.

  • Yes! While our Total Wealth Management service is designed for clients with $1 million or more in assets, we also work with high-income individuals who are still building wealth.

    Many of these clients—often doctors, business owners, or professionals earning $250K+—are sometimes called HENRYs (High Earners, Not Rich Yet). For them, we offer financial planning as a standalone service, with the option to add investment management when it makes sense.

  • Yes! While our co-founders are based in San Diego, CA and Durham, NC, we serve clients across the country. As a virtual financial planning firm, we work with clients nationwide through secure, convenient online meetings.

    Many of our clients appreciate the flexibility—no commute, no office visits—just personalized advice from the comfort of home.Item description

Road to Financial Success

"The road to investment success is paved by setting clear goals, and letting those goals—not the market or headlines—guide your choices.”

— TARA Wealth Founders